Real Reviews from Real Homeowners
Darius
Birmingham, AL
"Great experience!"
Loan Officer
Ben Dunham
Ingrid Rebecca
Center Point, AL
"Mr. Meginniss was nice, he explained the process exactly and everything when smoothly"
Loan Officer
Ben Meginniss
Cynthia Ann
Marianna, FL
"Communication"
Loan Officer
Ransom Kelly
Mike
Hoover, AL
"Ben stayed on top of everything and kept communications open and informed at all times. Super smooth transaction."
Loan Officer
Ben Dunham
Jordan
Center Point, AL
"Ben made this process so smooth and easy! I would recommend him to anyone. Can’t say enough great things about working with Ben!"
Loan Officer
Ben Meginniss
Lynlee
Birmingham, AL
"Quick closing, constant communication, never had to worry about a thing!"
Loan Officer
Ransom Kelly
Susan Adele
Trussville, AL
"Efficiency. Personal."
Loan Officer
Ben Dunham
Nathan
Center Point, AL
"Ben is very knowledgeable. He is also prompt with responses and communicates very well."
Loan Officer
Ben Meginniss
Jeffery
Birmingham, AL
"It was one of the easiest and most professional transactions I have ever experienced."
Loan Officer
Ransom Kelly
Steven Frank
Hayden, AL
"They kept us up to date with everything answered any questions we had quickly"
Loan Officer
Ben Dunham
Ann
Pelham, AL
"Constant communication from Ben and he really had our best interest at heart. Fantastic service."
Loan Officer
Ben Meginniss
Vonda
Richland, GA
"The loan process was quick and easy."
Loan Officer
Ransom Kelly
Apply With Our Local Home Loan Experts
Select a Loan Officer to Begin the Process
Ben Dunham
NMLS #: 1089433
Ben Meginniss
NMLS #: 2324101
Ransom Kelly
NMLS #: 990772Get Started With Your Home Loan
Get pre-qualified for a mortgage
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Finding a home in Homewood can be hard. We make finding the right loan type easy.
Simple Application
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Helpful Loan Officers
Incredibly friendly people who put the happy in home buying.
On-Time Closings
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Refinancing? Let's talk about your options.
Cash-Out
Make the most out of your equity for home improvements, tuition, or your latest dreams.
Interest Rate
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Loan Term
Lower payments or fewer years? Match your loan with your goals.
Build your dream home with experts guiding you through every step.
Custom Financing Options
We’ll find the best construction loan program to fit your needs.
Flexible Draw Schedules
We work with your contractor to ensure your project stays on track.
Competitive Rates
Set your build budget with a free personalized rate quote now.
Resources
Downloadable Guides
We’ve created these guides to be a valuable resource to walk you step-by-step through your next adventure.
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First-Time Homebuyer Guide
127.02 KiB
Thanks for your interest in learning more about your mortgage options! We hope you find this information helpful. If you have more questions, please feel free to contact us at (205) 605-8027 anytime.
Click here to download the file -
Refinance Guide
126.87 KiB
Thanks for your interest in learning more about your mortgage options! We hope you find this information helpful. If you have more questions, please feel free to contact us at (205) 605-8027 anytime.
Click here to download the file -
Construction Guide
203.38 KiB
Thanks for your interest in learning more about your mortgage options! We hope you find this information helpful. If you have more questions, please feel free to contact us at (205) 605-8027 anytime.
Click here to download the file
Our easy online application walks you through every step.
Apply online anytime, anywhere (even from your phone!) Plus, our helpful Loan Officers are always a phone call away if you need help.
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Connect with a Homewood loan officer
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Assurance Financial Homewood
2810 Crescent Ave
Homewood, AL 35209
205-605-8027
Homewood, Alabama Mortgage Lenders
Having access to several loan options can make a difference whether you’re wanting to buy or refinance a home. No matter what your goals are, Assurance Financial will help you reach them. Our mortgage loan officers here in Homewood will guide you through your options and make sure you find a loan that works for you.
What Can Assurance Financial Do for You?
Assurance Financial is proud to be a full-service mortgage lender in Homewood. We work closely with each individual homebuyer or owner to provide customized solutions that work with their financial needs.
Discover various loan options, including:
- VA loans: Available for individuals who are serving or who have served, VA loans offer several benefits, including no pre-payment penalties, lower closing costs and little to no down payments.
- FHA loans: An FHA loan offers flexible guidelines and lower down payment options for low- and moderate-income households.
- Construction loans: If you’re planning on building a new home or renovating your current house, a construction loan can provide you with the funding you need. Benefits of these types of loans range from 95% financing to extended lock protection.
- Non-qualified loans: Non-qualified mortgage (QM) loans are available for individuals with lower credit scores.
- Modular home loans: These loans are designed for individuals interested in purchasing a prefabricated or manufactured home.
- Jumbo loans: Our jumbo loans offer fixed or adjustable rates and provide individuals with a loan that exceeds government-set limits.
- First-time home loans: If you are a first-time homebuyer or haven’t owned a home in three years, you may qualify for our first-time home loans, which offer down payment and closing cost assistance programs.
- Conventional loans: Homebuyers who are financially stable, have good credit and can pay for a down payment may qualify for a conventional loan, which can provide financing for nearly all property types.
- USDA RD Loans: Low- and moderate-income buyers can take advantage of USDA RD loans. These loans don’t require a down payment and offer benefits like flexible credit and underwriting terms and 100% financing.
Home Opportunities in Homewood, AL
Homewood is a culturally diverse city that has one of the highest population densities in the state. This city, which is a suburb of Birmingham, has various shops, restaurants, bars and clubs. There are also plenty of parks, art venues and sports opportunities to keep locals and visitors busy.
Whether it’s your goal to move to Homewood, renovate your current home or refinance it, Assurance Financial is here to support your next step. We’ll consider factors like your needs, lifestyle and budget to make sure you and your loved ones will thrive in your home.
Our Simple Home Loan Processing Steps
When you work with one of our Homewood home lenders, you’ll get to experience our simple processing steps. We have the latest application technology, which ensures you move through the application process as quickly and smoothly as possible.
Here’s how it works:
- Complete prequalification, which only takes 15 minutes.
- Finish the full application and get approved on a specific property.
- Go through the appraisal, underwriting and approval stages.
- Get your funding by signing with a notary.
Partner With a Mortgage Loan Officer in Homewood Today
At Assurance Financial, we are The People People and are here for you 24/7. We are dedicated to helping you get the exact loan solution you need while providing support every step of the way.
Ready to work with a home loan officer in Homewood? Apply now!
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You’ve come to the right place. We’re ready to give you a
first-class experience in applying for a home loan.