
In order to provide financing, lenders consider the following:
- New homebuyers
- Borrowers focused on home restoration
- Builders contracted out by a buyer

Gather the following documents to ensure a smooth application process:
- Asset Information
- Proof of Recent Income
- Tax Returns
- Driver’s License

We help get you approved for the perfect loan. This is what we look for:
- High credit
- Detailed construction plan and budget
- Working with a qualified builder
- Your credit score and history
However, these types of loans pose a greater loan-to-value risk on the bank so borrowers should be prepared to put down higher down payments or more collateral. If you own the land already, you can use that as collateral.
Our construction loan program offers competitive fees and rates, as well as flexible draw schedules, to keep you and your builder or contractor moving efficiently throughout the process.
There are several ways you can finance your new construction, no matter the situation. Whether it’s financed by the builder or the buyer, we’ll help you find the one perfect for you and your lifestyle.