Home Loans - Huntsville

Assurance Financial Huntsville

7800 Madison Blvd #300
Huntsville, AL 35806
256-325-8944

Huntsville, Alabama Mortgage Lenders

Whether you are trying to buy or refinance your home, turn to Assurance Financial. We have a team of professional mortgage loan officers here in Huntsville who will walk you through the process and make sure you find the right solution based on your financial needs and goals.

What Can Assurance Financial Do for You?

Have you just discovered your dream home, want to downsize for retirement or refinance your current home? No matter what you’re trying to achieve, we are here to help. As a full-service mortgage lender, we have various mortgage options available:

• VA loans: Our VA loans are available for active duty service members or veterans. Eligible family members may also qualify. This loan offers little to no down payment, 100% financing and no monthly mortgage insurance.
• FHA loans: An FHA loan is an alternative to a conventional loan. It’s ideal for low- and moderate-income households, offering lower down payment requirements.
• Construction loans: If you’ll be building a new home, our construction loans offer up to 95% financing, flexible draw schedules and extended lock protection.
• Non-qualified loans: Non-qualified mortgage (QM) loans are available to those with lower credit scores.
• Modular home loans: Individuals who are purchasing a prefabricated or manufactured home can apply.
• Jumbo loans: Buy your dream home even if it exceeds a conforming loan limit with one of our jumbo loans. These loans can serve owner-occupied houses, second homes or investment properties and offer fixed or adjustable rates.
• First-time home loans: If you are buying a home for the first time or haven’t owned a home in three years, you may qualify for a first-time home loan. This loan provides down payment and closing cost assistance programs and discounted private mortgage insurance.
• Conventional loans: Financially stable buyers may qualify for a conventional home loan. These loans offer financing for numerous property types and come with various down payment options. Buyers can also eliminate their mortgage insurance with a 20% down payment.
• USDA RD Loans: Low- and moderate-income buyers can purchase a home in rural and suburban areas. Benefits of a USDA RD loan include no required down payments and 30-year fixed-rate terms.

Home Opportunities in Huntsville, AL

Huntsville is one of Alabama’s most rapidly growing metro areas. While Huntsville is thriving, it also offers lower housing costs than other large metro areas in other parts of the United States. Residents will have access to various historical and cultural attractions. There are also all kinds of restaurants, stores and exhibits waiting to be discovered.

When you work with one of our home loan officers in Huntsville, we’ll help you find the right solution for your budget, needs and lifestyle. You can move into your dream home or refinance or renovate your home while experiencing everything Huntsville offers.

Our Simple Home Loan Processing Steps

Experience a fast and simple application process when working with one of our home lenders in Huntsville. Whether you are a first-time homebuyer or a veteran, we’ll make sure you get the loan you need. Here’s how our process works:

• Get prequalified by having your credit score pulled and receiving a guaranteed mortgage rate.
• Complete the full application and get approved on a property.
• Complete the appraisal, underwriting and approval stages.
• Sign with a notary and receive your funding.

Partner With a Mortgage Loan Officer in Huntsville Today

At Assurance Financial, we offer a comprehensive and tailored approach to lending. We are available 24/7 to guide you through every step of the application and lending process.

Apply today to start.