Real Reviews from Real Homeowners
Clai
Banks, AL
"Friendly service. Very knowledgeable."
Loan Officer
Micah Garrett
Jason
Troy, AL
"Micah and his team kept me informed and updated. Made the whole process a breeze."
Loan Officer
Micah Garrett
Michal
Banks, AL
"Micah went above and beyond for me and my family to secure our new home, could not have asked for anyone better for the job!"
Loan Officer
Micah Garrett
Casey
Troy, AL
"Working with Micah is always a great experience! Highly recommend he & his team."
Loan Officer
Micah Garrett
Apply With Our Local Home Loan Experts
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Micah Garrett
NMLS #: 201883Get Started With Your Home Loan
Get pre-qualified for a mortgage
Getting pre-qualified doesn’t affect your credit score. Plus it shows the seller you’re a serious buyer.
Call (334)-403-9701
Get a free rate quote
Get a free personalized rate quotein minutes with the help of our mortgage experts.
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See how much house you can afford
Estimate your home buying budget before you fall in love.
Calculate your payment
Finding a home in Troy can be hard. We make finding the right loan type easy.
Simple Application
Click a few buttons, and complete your application in as little as 15 minutes!
Helpful Loan Officers
Incredibly friendly people who put the happy in home buying.
On-Time Closings
We'll get you through your front door on schedule.
Refinancing? Let's talk about your options.
Cash-Out
Make the most out of your equity for home improvements, tuition, or your latest dreams.
Interest Rate
Have you compared your current rate to ours lately? No harm in asking.
Loan Term
Lower payments or fewer years? Match your loan with your goals.
Build your dream home with experts guiding you through every step.
Custom Financing Options
We’ll find the best construction loan program to fit your needs.
Flexible Draw Schedules
We work with your contractor to ensure your project stays on track.
Competitive Rates
Set your build budget with a free personalized rate quote now.
Resources
Downloadable Guides
We’ve created these guides to be a valuable resource to walk you step-by-step through your next adventure.
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First-Time Homebuyer Guide
127.03 KiB
Thanks for your interest in learning more about your mortgage options! We hope you find this information helpful. If you have more questions, please feel free to contact us at (334) 403-9701 anytime.
Click here to download the file -
Refinance Guide
127.03 KiB
Thanks for your interest in learning more about your mortgage options! We hope you find this information helpful. If you have more questions, please feel free to contact us at (334) 403-9701 anytime.
Click here to download the file -
Construction Guide
203.33 KiB
Thanks for your interest in learning more about your mortgage options! We hope you find this information helpful. If you have more questions, please feel free to contact us at (334) 403-9701 anytime.
Click here to download the file
Our easy online application walks you through every step.
Apply online anytime, anywhere (even from your phone!) Plus, our helpful Loan Officers are always a phone call away if you need help.
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Connect with a Troy loan officer
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Our Branch Location
Assurance Financial Troy
515a S Brundidge St
Troy, AL 36081
Mortgage Lenders in Troy, Alabama
When you need to build, buy or refinance a home in Troy, you can depend on Assurance Financial for help. Our mortgage professionals will guide you through the loan process and offer customized solutions that meet your unique needs.
See How Assurance Financial Can Help With Your Situation
As a full-service mortgage lender in Troy, we pair our extensive experience with a variety of services to provide the guidance and opportunities you need for your mortgage.
We offer several loan types, including:
- VA loans
- FHA loans
- Construction loans
- Non-qualified loans
- Modular home loans
- Jumbo loans
- First-time home loans
- Conventional loans
- USDA RD loans
When you speak with one of our home loan officers in Troy, you can trust that we have your best interests in mind. We’ll work with you to find the right financial solution for your needs and circumstances. Our mortgage experts will help determine the best home loan for you.
Experience All That Troy, Alabama, Has to Offer
Whether you are a young professional looking for a convenient place to commute from outside the city or a retiree wanting somewhere calm and quiet to settle down, you’ll find Troy, Alabama, to be the perfect location. Troy offers easy access to big cities, but it also has plenty of shopping and restaurants around town for convenient grocery shopping or a fun night out.
Troy is a beautiful place to live. From the classic architecture of Troy University to the vibrancy of downtown, nearly every area of Troy provides something to see and enjoy. With a moderate climate and affordable living, this Alabama town is perfect for individuals and families in all stages of life.
If you’re looking to build, buy or refinance, our mortgage lenders can help you make it happen. We’ll get to know you and your situation so we can help you find the perfect home in Troy.
Our Quick and Simple Home Loan Process
Assurance Financial is dedicated to helping you on your homeownership journey, which is why we’ve created a quick and efficient loan approval process. Simply follow these few steps:
- Application: Get pre-qualified in just 15 minutes by providing your basic financial history. Apply for a home or refinancing for your current place.
- Processing: Once you’ve completed your application, sit back and let us handle various steps such as appraisal, underwriting and approval. We’ll contact you if we need more information.
- Funding: We’ll let you know when you’re clear to close. Sign with a notary and receive your funding.
We are here with you every step of the way to ensure your experience is seamless. Learn more about our full home loan process to see how we can help.
Partner With a Mortgage Loan Officer in Troy Today
As your trustworthy mortgage lender in Troy, Assurance Financial is ready to support you in achieving your goals. With our technology, friendly support and end-to-end services, you’ll enjoy an efficient loan process.
Apply today or contact our mortgage experts online to learn more about our services and capabilities.
Ready to Get Started?
You’ve come to the right place. We’re ready to give you a
first-class experience in applying for a home loan.