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Eric Kelly

Branch Manager/Loan Officer | NMLS #: 78396
500 Office Park Drive Suite 410 Birmingham, AL 35223 ekelly@lendtheway.com

About Eric Kelly

Eric has a beautiful wife of five years, Michelle, and two daughters Lilian Grace (Lily, 5) and Vivienne Leigh (Vivi, 2). They live in Cherokee Bend in a house that is under constant renovation, so he knows what you are going through when it is time for that construction loan!

Eric spent his college days at LSU, where he earned his Bachelor of Science in Finance, which paved the way for his 20 years of experience in the mortgage industry. Thanks to Hurricane Katrina, Eric was forced to move in 2005 and chose Birmingham as his new home. He had been working as a loan officer/mortgage broker (there is a difference) for Atlantic Lending Company and upon his displacement, decided to make a fresh start and agreed to assist AFG in opening the first branch in Alabama and is proud to say that the Birmingham branch consistently ranks in the top five of ten AFG branches!

Eric says, “I am driven, not by the dollar, but by the relationships I am building along the way. I thrive on beating my competition, customer service aside, as I am typically able to offer purchasers the lowest rate available (see info about AFG). The company’s platform enables me to offer a quick turnaround time, standard is three weeks, but I have closed a loan in as few as seven days! I have bought many houses and I know the pressures that go along with the process. For that reason, I am available to you 24/7. This is the biggest investment of your life and remember there are never any stupid questions and I look forward to helping you get into your new home!”


I would love to hear from you.
Eric Kelly
NMLS #: 78396
500 Office Park Drive Suite 410 Birmingham AL, 35223
Phone: 205-776-8400Cell: 205-542-2327Fax: 205-776-8399Email: ekelly@lendtheway.com

“After working on several closings together, I have been impressed with Eric’s attention to detail, his desire to make our clients happy, and his availability. (Eric answers his phone!)”

- Ginger Brown, LAH Real Estate  -
“After polling local banks and searching on-line, Eric Kelly provided me with the lowest interest rates on my re-finance! He explained to me that because of the volume of mortgages that he and his team process, he receives wholesale discounts and can pass the savings to his customers providing a win-win situation. In addition, even though Eric lives in Alabama, I live in Houston, and the property was in Louisiana, the communication was flawless and he coordinated a local notary to meet my wife and I at 8 p.m. at our home to finalize the closing documents."
- Anonymous -
"We were thrilled with Eric's professionalism, speed, pricing, and quality of service. Who ever said that you couldn't get it good, quick, AND cheap has never met Eric!"
- Anonymous -
“Eric did an excellent job with a slightly complicated refinancing of our home. He was very attentive, kept us informed of every step, and has a very professional team. We got an excellent rate and financing package. Highly recommended.”
- Warren Smedley, Service Line Director for Cancer & GI Services at UAB Health System -
"Eric’s customer service and fast response helps me and my clients streamline what can sometimes be a stressful process. Eric’s fees are reasonable and the overall experience is first class."
- Charles Perlis, ERA King Real Estate -