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Use a Jumbo Loan
To Buy The Luxury Home Of Your Dreams
Do you think big? We do, too! Financing a loan that is larger than conforming limits is one of our specialties. As a private bank, we may be able to offer more.
We understand the financial commitment of a larger home. For this category, lenders each set their own guidelines. Our loan officers are not just mortgage experts – we’re lifestyle achievers. Let us help you achieve your homeownership goals.
WHAT YOU NEED TO KNOW

In order to provide financing, lenders consider the following:

  • Homebuyers looking to purchase luxury properties
  • High-income homeowners/buyers
  • Borrowers with excellent credit
DOCUMENTS YOU’LL NEED

Gather the following documents to ensure a smooth application process:

  • Asset Information
  • Proof of Recent Income
  • Tax Returns
  • Driver’s License
WHAT WE LOOK FOR

We help get you approved for the perfect loan. This is what we look for:

  • High Income
  • Assests that cover 5% of the sales price
  • Low income-to-debt ratio
  • Credit score at or above 700
HERE ARE
Common FAQs
Let The Home Loan Experts
Help Secure Your Home.
WHAT IS A JUMBO LOAN?
A Jumbo Loan is a mortgage loan exceeding the loan limits established by government regulation. Conforming loan limit is $453,100; however, in more high-cost areas of the country, the limit may be higher. Jumbo loans do not fit the typical standards of mortgage loans, so they are a great way for qualified buyers to purchase a luxury home. The ideal bowers will have low debt-to-income ratios, high credit scores, and the ability to put down a large down payment. If you fit these requirements, you may find that a jumbo loan will get you into the house you desire.
WHAT DOES MY CREDIT SCORE NEED TO BE TO QUALIFY?
The higher, the better. Typically, to get approved for a Jumbo loan you need a credit score of 700 or above. However, this may vary with lenders.
WHAT RANGE OF DOWN PAYMENTS ARE INVOLVED?
Typically, lenders will require a down payment of at least 20 percent. This price range is because there are no private mortgage insurance options for Jumbo loans.
HOW DO I KNOW IF THIS LOAN IS RIGHT FOR ME?
If the amount of the loan is over $424,100, then yes. Anything above this range is beyond government regulations, so there are no private insurance options.
GET PRE-QUALIFIED
FOR A JUMBO LOAN TODAY!

A pre-qualification letter gives you a competitive advantage so your Realtor and Seller know you’re serious. Fill out the form and a Home Loan Expert will be in touch.

  • WHAT CAN WE HELP YOU WITH?
  • This field is for validation purposes and should be left unchanged.
A Passionate Team of Experts
Helping You Get The Loan You Need.
NOT READY TO PRE-QUALIFY?
Use our First Time Home Buyer Checklist to get a rundown of everything you need to make the process go as smoothly as possible.