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Looking For A Home Loan?
Check Out our Loan Options
We have branches and licensed loan officers across the country ready to serve you.  Get in touch with a local branch today.
HOME PURCHASE OPTIONS
I’m buying my first home or don’t have a lot of money for a down payment.
FHA

The Federal Housing Administration (FHA) loan program offers a great opportunity for buyers with less-than-perfect credit to get into a home. FHA-insured loans allow consumers with lower credit scores, a smaller down payment, and higher debt-to-income ratios to qualify for a mortgage.

The FHA guarantees 30-year fixed rate mortgages with as little as 3.5% down payment—plus borrowers can apply a seller’s credit or family gift towards closing costs. And if you’d prefer a loan with an adjustable rate, our FHA adjustable rate mortgages (ARMs) can help you get you into the home of your dreams, with a low initial interest rate.

There are several other loan programs available to first-time home buyers and borrowers with little money to put down that may be even better options. Your best bet is to speak to one of our loan experts who can make recommendations given your unique situation.

I have good credit and enough money for a large down payment.
FHA

The Federal Housing Administration (FHA) loan program offers a great opportunity for buyers with less-than-perfect credit to get into a home. FHA-insured loans allow consumers with lower credit scores, a smaller down payment, and higher debt-to-income ratios to qualify for a mortgage.

The FHA guarantees 30-year fixed rate mortgages with as little as 3.5% down payment—plus borrowers can apply a seller’s credit or family gift towards closing costs. And if you’d prefer a loan with an adjustable rate, our FHA adjustable rate mortgages (ARMs) can help you get you into the home of your dreams, with a low initial interest rate.

There are several other loan programs available to first-time home buyers and borrowers with little money to put down that may be even better options. Your best bet is to speak to one of our loan experts who can make recommendations given your unique situation.

I am a veteran or actively serving in the military.
VA

Active or retired military? You may qualify for 100% financing with a VA loan guaranteed by the U.S. Department of Veterans Affairs—and you won’t need mortgage insurance.

As a qualified VA lender, we’ve helped thousands of veterans, active service members and their families take advantage of their earned VA benefits so they can buy homes with little or no money down.

I am looking at homes in a rural area.
USDA Rural

If the home you’re purchasing is in an eligible area, you may qualify for a U.S. Department of Agriculture guaranteed mortgage with no down payment and zero out-of-pocket costs. USDA loans were specifically designed for low-and moderate-income borrowers in designated rural areas. Income restrictions may apply.

Find out if you qualify by calling one of our loan experts today

I need a loan for more than $424,100.
Jumbo

If you need a large mortgage loan with a fixed monthly payment, a jumbo fixed mortgage may be right for you. In most areas in the U.S., a jumbo loan is offered when a loan for $424,100 or more is needed. In high price counties, jumbo loans are offered when the mortgage is $625,500 or higher.

Getting a jumbo mortgage is a little different than a conforming loan. You may need a larger down payment, for example.

I want to build or renovate a home.
Construction

Building or restoring a home is a big commitment which requires both time and money. Fortunately, we provide the expertise and loan program to help you save both.

Our construction loan program offers competitive fees and rates, as well as flexible draw schedules, to keep you and your builder or contractor moving efficiently throughout the process.

Contact your preferred lender today.

REFINANCE OPTIONS
I am a Veteran or actively serving the military.
VA

Active or retired military? You may qualify for 100% financing with a VA loan guaranteed by the U.S. Department of Veterans Affairs—and you won’t need mortgage insurance.

As a qualified VA lender, we’ve helped thousands of veterans, active service members, and their families take advantage of their earned VA benefits, so they can buy homes with little or no money down.

I live in a rural area.
USDA Rural Development (RD)

If the home you’re purchasing is in an eligible area, you may qualify for a U.S. Department of Agriculture guaranteed mortgage with no down payment and zero out-of-pocket costs. USDA loans were specifically designed for low-and moderate-income borrowers in designated rural areas. Income restrictions may apply.

Find out if you qualify by calling one of our loan experts today.

I want to lower my monthly payments.
Conventional or FHA

If you’re a Veteran, or actively serving in the military, consider a VA loan. If you live in a rural area, consider a USDA RD loan.

If neither of those apply, there are several loan programs available that can lower your monthly payment. Your best bet is to speak to a loan officer who can make recommendations given your unique financial situation.

I need cash out of my property.
Conventional or FHA

If you’re a Veteran, or actively serving in the military, consider a VA loan. If you live in a rural area, consider a USDA RD loan.

If neither of those apply, there are several loan programs available that can lower your monthly payment. Your best bet is to speak to a loan officer who can make recommendations given your unique financial situation.

I need a loan for more than $424,100.
Jumbo

If you need a large mortgage loan with a fixed monthly payment, a jumbo fixed mortgage may be right for you. In most areas in the U.S., a jumbo loan is offered when a loan for $424,100 or more is needed. In high price counties, jumbo loans are offered when the mortgage is $625,500 or higher.

Getting a jumbo mortgage is a little different than a conforming loan. You may need a larger down payment, for example. Our loan consultants are experts at getting borrowers the jumbo financing they need, at a payment they can afford.